Date
Strategy and Growth in Community Banking

Lending

A focus on dealer relations has helped the North Dakota-based bank keep the engine running even as broader sales figures slip.
Sep 28, 2021
The more likely outcome for the market, which also offers upsides for community bankers, is that the pace of price increases will slow but not collapse.
Sep 24, 2021
Despite double-digit increases in home prices across Maine, the bank has shed more than 20% of its residential mortgage portfolio and has no regrets.
Sep 15, 2021
Earlier this month, Bankbook examined Mission Valley’s plan to keep back office staff permanently remote. Today we look at the bank’s new approach to commercial customer onboarding.
Sep 14, 2021
Several cities are likely to have reduced need for office space well into 2022, though the forecast has brightened somewhat regarding the amount of office space employers expect to need moving forward.
Aug 31, 2021
Loan applications for those with good credit have returned to pre-pandemic levels, but those with higher incomes are still borrowing at lower rates, and the Delta Variant could potentially drive borrowing levels back down again.
Jul 28, 2021
A focus on dealer relationships has helped the bank expand other areas on the consumer side, including some mortgage lending.
Jul 27, 2021
New research shows nearly half of all families used stimulus payments to reduce household debt.
Jul 23, 2021
A bill reintroduced in May would set national rules around the use of remote online notarization, allowing banks more flexibility in certain transactions.
Jul 16, 2021
Banks that brought in new customers through the Paycheck Protection Program must act quickly to solidify those relationships before they lose those clients when loans are forgiven.
Jul 16, 2021